“They said my employer has Texas Worker’s Compensation, but I didn’t really know …”

If my employer is not covered by Texas Workers’ Comp, then what can I do to get help with my bills, lost wages, and medical needs?

I know my employer is covered by Texas Workers’ Comp, but how do I know that I am getting paid weekly and fairly?  What are my rights in Texas?

If my injury involved someone other than my employer (3rd party), which is not covered by Texas Workers’ Comp, then can I still get medical and financial help?

Texas Workers’ Comp Benefits

Income benefits can replace a portion of wages that you may lose
because of a work-related injury or illness. There are four
types of income benefits:

TIBS

Weekly Checks

Temporary Income Benefits

You may be paid temporary income benefits (TIBs) if your work-related injury or illness causes you to lose all or some of your wages for more than seven (7) days.

IIBS

Weekly Checks

Impairment Income Benefits

Impairment Income Benefits (IIBs) are income benefits paid to an injured worker who has reached maximum medical improvement and received an impairment rating higher than 0%.

SIBS

Monthly Checks

Supplemental Income Benefits

Supplemental Income Benefits (SIBs) are income benefits that you apply for quarterly (4 times per year, or every 3 months) and are paid monthly to injured employees that meet specific eligibility requirements.

LIBS

Weekly Checks

Lifetime Income Benefits

Certain work-related injuries may result in a condition for which you are entitled to income benefits for your lifetime.

TIBS

Min - Max

Temporary Income Benefits

TIBs Min = $134
TIBs Max = $895

IIBS

Min - Max

Impairment Income Benefits

IIBs Min = $134
IIBs Max = $627

SIBS

Min - Max

Supplemental Income Benefits

SIBs Min = N/A
SIBs Max = $627

LIBS

Min - Max

Lifetime Income Benefits

LIBs Min = $134
LIBs Max = $895

TIBS

Starts - End at 104 Weeks

Temporary Income Benefits

You become eligible for Temporary Income Benefits (TIBs) after you miss eight (8) days from work. Remember, disability refers to your inability to earn an income not your a physical handicap.

TIBs end at the end of 104 weeks from your 8th day of disability.

IIBS

Starts - End

Impairment Income Benefits

You become eligible for Impairment Income Benefits (IIBs) the day after you reach maximum medical improvement (MMI).

Impairment Income Benefits (IIBs) end after you have received a total of three (3) weeks of payments for each percentage of your impairment rating.

SIBS

Starts - End at 401 Weeks

Supplemental Income Benefits

If you are eligible, Supplemental Income Benefits (SIBs) will begin the day after your Impairment Income Benefits (IIBs) end.

Your entitlement to receive Supplemental Income Benefits (SIBs) ends at 401 weeks (approximately 7 1/2 years) from the date of your injury.

LIBS

Starts - End

Lifetime Income Benefits

An injured employee that believes he or she is eligible for Lifetime Income Benefits (LIBs) may submit a written request to the insurance carrier. The insurance carrier is required to respond within 60 days of receiving the request. Lifetime Income Benefits (LIBs) payments must begin on or before the 15th day after the insurance carrier decides.

TIBS Calculator – We Make Your Life Easier

TIBS Calculator

IIBS Calculator – Are you getting all the benefits?

Calculate the Impairment Income Benefits (IIBs)  for work-related injury for the state of Texas. This IIBs Calculator takes the injured person’s average weekly wage, impairment rating, and the date of injury to calculate your weekly benefit checks and the duration of the benefits.

IIBS Calculator

SIBS Calculator – Don’t miss your checks!

This SIBs Calculator will help you calculate your monthly benefit checks amounts for Texas Workers’ Compensation and Texas Supplement Income Benefits.

You are entitled to supplemental income benefits if:

  • You have an impairment rating of 15 percent or more

  • You have not returned to work because of your impairment or you have returned to work, but you are earning less than 80 percent of your average weekly wage because of the impairment

  • You have demonstrated an active effort to comply with TDI-DWC work search requirements

  • You did not take your impairment income benefits in a lump sum payment

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Workers’ Compensation FAQ

  • What do I do if my claim is denied?

  • I am worried about attorney fees.

  • Can I sue my employer or someone else if their negligence caused my injury?

  • What benefits am I entitled to?

  • Do I have to go to my employer’s company doctor?

  • Will I get stuck with my medical bills?

  • Are there any deadlines I should be aware of?

Call 254-666-2222 for the answers to all these questions and more

“You can’t fight for your rights if you don’t know what they are.” –
John Roberts, The Supreme Court Chief Justice of the United States

Our Firms

Texas Workers’ Comp Law Firms*

Our Workers’ Compensation lawyer can help you with workplace injury claims.  These claims include any on the job related injury such as workplace back injury, occupational disease, wrongful death, construction site injury, permanent disability compensation, slip and fall accident injury, loss of wages, vocational rehabilitation, and medical compensation claim. Employees who suffer an injury on the job, including injury caused by unsafe working conditions, may be eligible for workers’ compensation.

*All legal services provided by The Zimmerman Law Firm or The Helton Law Firm. Principal offices in Waco, TX. Texas Workers’ Comp Law Firms is not a legal entity.

Practice Area

Workers’ Compensation 95%
None Subscriber 89%
3rd Party / Product Liablity 77%

No Charge Guarantee Unless You’re Paid Benefits!

Call 254-666-2222 and our experienced work injury lawyers will solve your medical, wage, insurance claim, and employment worries today!

Call 254-755-8880 and our experienced legal professionals can help you file your workers’ compensation claim, so you can get the benefits checks right away.

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The Zimmerman Law Firm P.C.

Principal Office
3501 West Waco Drive
Waco, Texas 76710

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The Helton Law Firm

Principal Office
3300 W Waco Dr
Waco, TX 76710